Mortgage with IVA's

If you have an IVA and want to take out any credit of more than £500, you must get written approval from the Supervisor of your IVA first. It may be extremely difficult to a find a lender who is willing to give you a new mortgage while you’re on an IVA as most high street lenders require you to be out of an IVA for 6 years+

Remortgaging to release equity to pay into your IVA is not restricted in the same way as taking out a new mortgage would be.

As we also use specialist lenders as well as high street banks, we know who will consider Credit Recovery products allow you to still have an IVA so long as 6-12 months satisfactory conduct can be evidenced

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